Frequently Asked Questions

RAF compensates for past and future medical expenses, loss of present and future earnings and, in cases involving serious injury, general damages for pain and suffering. RAF also covers loss of support and funeral expenses in cases of death to a loved one or breadwinner.

Anyone who has suffered bodily injuries in a car accident caused by someone else’s negligence may be eligible to claim from the Road Accident Fund. This includes drivers, passengers, pedestrians, cyclists, and dependents if the injured or deceased person was the household’s primary income provider.

The RAF will not cover the damage to your vehicle, motorbike, bicycle or any other objects that were damaged in the accident.

Each claim is unique, and payouts vary. As of March 2024, the RAF Annual Report stated the average claim value was R565,055.00. Loss of Earnings claims averaged R1,110,815.00, while General Damages claims averaged R565,055.00. Compensation may be higher or lower depending on the specific circumstances.

Only the biological father or mother of a child/minor can claim on behalf of them. Guardians appointed by court can only claim if they are in possession of the necessary proof or court order.

In South Africa, you have three years to file a claim with the Road Accident Fund if the negligent driver is known. For hit-and-run accidents, the deadline is two years. Acting promptly is crucial, as delays can limit your options and affect your compensation.

To claim from the Road Accident Fund, you must provide supporting documents such as medical records, police reports, proof of income loss (e.g., payslips, IRP5s), and receipts for injury-related expenses. Additional documentation may be required to substantiate your injuries and damages.

If you were partially at fault for the motor vehicle accident, you may still claim compensation from the Road Accident Fund. However, your payout may be reduced based on your level of contributory negligence.

Yes, you can still file a claim with the Road Accident Fund even without eyewitnesses. However, proving negligence may be more difficult, and you will need strong evidence, such as photos, medical records, and other supporting documentation. It’s advisable to consult an attorney who can help you gather and present the necessary evidence for your claim.

The RAF needs reasonable time to assess liability, conduct enquiries, and determine compensation for successful claims. You will be kept informed of your claim’s progress at each stage.